T
Tucker Ledger
AC
Debt freedom

Payoff planner

Model the snowball, compare strategies, and see exactly what an extra payment changes.

Payoff method
Projection

October 2029

15 months saved
Monthly debt payment$1,446
Interest remaining$18,477
Interest avoided$8,139
Today · $37.3KOctober 2029 · $0
Compare methods

Same payment, different order

Snowball prioritizes quick wins. Avalanche usually minimizes interest. Custom lets you preserve your own order.

Payment order

Your payoff roadmap

$37,280 total
OrderDebtBalanceAPRMinimumProjected payoff
1Prime VisaChase · •••• 9274$3,180.0026% paid27.49%$105June 2027Month 11
2Discover CardDiscover · •••• 6794$4,570.0026% paid24.99%Verify$145March 2028Month 20
3Venture CardCapital One · •••• 2155$4,950.0016% paid28.24%Verify$165September 2028Month 26
4Marriott BonvoyChase · •••• 6171$12,280.0014% paid25.99%$365October 2029Month 39
5IHG PremierChase · •••• 2393$12,300.009% paid26.74%$416April 2029Month 33